The Annual Meeting and Election of the Credit Union will be held on March 2, 2022 at our corporate location, 770 Golden Gate Ave, San Francisco, CA 94102 at 6:00 PM. Nominations may be made by submitting a petition signed by one percent (1%) of credit union members, currently set at 460 members. The election of board members will not be conducted by ballot and there will be no nominations from the floor at the credit union's Annual Meeting, when there is only one nominee for each position to be filled. Each nomination by petition
must submit a statement of qualifications and biographical data with the petition. Valid nominations received by petition are due to the secretary by January 21, 2022. For more information, visit SanFranciscoFCU.com
2022 Financial Resolutions
I hope you all had a wonderful holiday season with your family and friends. We at San Francisco Federal Credit Union are honored to be here for you and your financial needs in a promising new year. A happy and generous holiday season with your loved ones could mean higher bills in January. A great way to restart the new year with a clean slate is ourdebt consolidation loan. By consolidating your debt, you can lower your total monthly payments into one affordable payment. A debt consolidation loan also gives you flexibility to determine the length of time to pay off the loan. Like our personal loan,a debt consolidation loan requires no security or collateral. There are no upfront fees, and we offer flexible repayment terms with fixed low
rates. Call or stop by a branch, and we will be happy to work with you to set up an affordable payment plan. This is also a good time to meet with a branch representative to conduct a personal financial review and establish your financial goals for 2022. January is “Financial Wellness Month,” and you may also want to take advantage of the free webinar, “Are You Financially Healthy,” available through our website. It is only an hour long and will focus on the four key components of financial health: spending, saving, borrowing and planning. You will also get a chance to confidentially determine your own financial health score and the steps you can take to improve
that score. For more information and to register, check out the Eventspage on our website. Upon completing the webinar, please feel free to meet with a branch representative to implement your plans.
As we begin a new year, I want to thank you for your loyalty and continued support of San Francisco Federal Credit Union. The staff and I wish you all a very healthy and financially secure New Year!
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January is Financial Awareness Month! In this FREE webinar you will understand what it means to be financially healthy – which is so much more than the one score everyone asks you about today – your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score.
Join Tony Duleman, Financial Services Professional at MassMutual of Northern California, as he discusses creating a budget, managing debt and planning for retirement. NOT A BANK OR CREDIT UNION DEPOSIT OR OBLIGATION • NOT FDIC OR NCUA-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY ANY BANK OR CREDIT UNION • MAY GO DOWN IN VALUE Securities and
investment advisory services offered through registered representatives of MML Investors Services, LLC, member SIPC (www.SIPC.org) OSJ Office: 3003 Oak Road Suite 250 Walnut Creek, CA 94597. (925) 979-2300. San Francisco Federal Credit Union is not a subsidiary of or affiliate of MML Investors Services, LLC or its affiliated companies. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual®), and are not subsidiaries of MassMutual or its affiliated companies. SOC7695_Delumen 220 License OD47382 CRN202412-1364840 IN CA ONLY.