Honoring Gratitude this Holiday Season

Dear Members,

As we enter the holiday season, I find myself reflecting on the many things for which I am grateful. At the top of that list is you—our members.

Your trust in San Francisco Federal Credit Union allows us to do more than simply provide financial services. It enables us to be part of your lives, your milestones, and your aspirations. For this, I extend my deepest thanks.

The holiday season is a time of connection and giving. It reminds us of the importance of community, something we see every day in how you support one another and how we, as your credit union, strive to support you.

This season also offers a moment to recognize how far we’ve come together. Your continued membership strengthens our ability to serve all corners of our community, whether its helping families save for the future, investing in our youths' academic future, to supporting local businesses and initiatives that make our city thrive.

As we look to the year ahead, we remain committed to being a reliable partner in your financial journey and a positive force in the community we are so proud to call home.

On behalf of the entire SFFedCU team, thank you for allowing us to be a part of your story. I wish you and your loved ones a season filled with joy, gratitude, and peace.

Warmest regards,
Ray Shams
CEO, San Francisco Federal Credit Union

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