Financially Yours

May is the Month for Celebrations!

Not only does May usher in Spring, but it also begins the season of outdoor activities, including home repair and improvement. May is National Home Improvement Month, and some of you may be thinking about painting your house or remodeling your kitchen or bath. If you are short on cash for the home improvement project of your dreams, you can borrow up to 70% of your home’s equity by taking out a Home Equity Line of Credit (HELOC). You can draw cash against your home for up to 10 years, followed by a repayment period of up to 20 years. We have great rates – as low as 4.00% APR.

May is also when people start thinking about vacations and weekend getaways. Despite higher gas prices, many road-trippers say they will continue to travel but may choose destinations closer to home or spend less on amenities. While the shortage of microchips has impacted auto production, U.S. motorcycle sales have reached a 20-year high last year. May is also Motorcycle Safety Month, and for those of you planning a road trip, please remember to ride safely! If you are thinking about purchasing or refinancing a current motorcycle loan, we offer great terms and rates, as low as 4.74% APR and up to 100% financing.

Additionally, this month is Asian American and Pacific Islander Heritage Month. Asian Americans and Pacific Islanders have played a key role in American history since the first Chinese immigrants arrived in the U.S. in the 1850’s following the California Gold Rush. This month we celebrate and honor their contributions and achievements.

Lastly, May is Older Americans Month. Go to our Events webpage and register for two free webinars this month – one about planning for retirement and one about estate plans. As part of our ongoing financial education, courtesy of our partner, Balance, we have articles on “Budgeting for the Golden Years,” “The Basics of Social Security,” “Tips for Financial Security in Retirement,” and “Helpful Referrals for the Elderly.” We’re also offering a free Retirement Planning Guide you can download.

I hope you enjoy the beautiful weather this season and these many celebrations. We are honored to stand by you as your valued financial partner.

Now that Spring Break season is coming to an end, summer vacation season is coming in hot! With pent-up travel demands, the return of convention travel to Anaheim and theme park reservations being required, it has never been more important to book Disneyland Resort vacations early. Members who book through our travel partner, Get Away Travel, get great rates and specials!

Here's a taste of what you can expect at Disneyland this summer:

Traditional Character Meet and Greets - including autographs and HUGS are back!
World of Color, Main Street Electrical Parade and Disneyland Forever fireworks
Fantasmic! returns May 28, 2022

Plus, when you book with Get Away Today, you can take advantage of these specials:

Always a savings off the gate price
Theme park reservations can be made 120 days in advance
Flexible and refundable options

PLUS!

Extra Night Free Anaheim Hotel Specials
Extra Day Free Disneyland Resort Tickets

Get these great member benefits when you call 855-GET-AWAY and mention San Francisco Federal Credit Union. Or, check out your Get Away Today options online, along with savings for vacations on cruises and in Orlando, San Diego, Hawaii and Mexico!